Obama had a bright suggestion for his insurance companies (they do kind of belong to him, don’t they?):
The Obama administration said Thursday it would allow millions of Americans whose insurance policies had been canceled to purchase bare-bones plans next year, in another 11th-hour tweak to the law likely to cause consternation among health insurers.
Health and Human Services Secretary Kathleen Sebelius told a group of six senators in a letter that people whose policies had been canceled because of new requirements under the Affordable Care Act would be allowed to purchase “catastrophic” plans. Those plans previously had been restricted under the new law to people under the age of 30 or those who qualified for a set of specific hardship exemptions.
Basically, this means they’ve expanded the definition of “hardship” to include “screwed by the Obamacare regulations.” Come to think of it, that makes sense.
In fact, though, it’s even later than the eleventh hour. Many insurers are saying this move would amplify the chaos in an already chaotic situation.
I have a question for Obama, Sebelius, and the rest: if the individual policies cancelled were such terrible “junk,” why are you allowing those who originally had them to purchase one of the very types of policy you defined as “junk” in the first place? Might it be because catastrophic insurance can be a valid choice for some people depending on their circumstances, and not “junk” at all?
Another question for Obama and company: why not just let anyone purchase a catastrophic plan who wants to do so? Wouldn’t that be a novel idea?
I think I know what their answer would be.